Open Enrollment is the annual enrollment period where employees choose which benefits they would like to have for the upcoming year. ESG’s large group benefit plans renew January 1st, so we provide an enrollment period between Oct-Dec for employees to pick and choose which benefit plans they would like to have for the upcoming calendar year. Keep in mind that open enrollment is a once-a-year opportunity – meaning that unless you have a “qualifying event” during the upcoming year, you will not be allowed to make changes to your benefits until next year during open enrollment for the following year.
If you are an ESG co-employee, you can login to your accounts under the "Employee Login" to see your current benefit summary. You will have the ability to select benefits for the upcoming calendar year during ESG's open enrollment period, typically October 1st through late November. For more information, please contact your HRC at 888-810-8187.
What is a qualifying event?
Anything that creates a major life change in status, such as marriage, birth of child or adoption, divorce, death of dependent, or a dependent who turns old enough to no longer be eligible for coverage under his or her parents’ insurance plan. If any of these events happen during the middle of the year, you have a 30-day window from when that status change happens to make changes to your benefits. There are certain limitations, depending on what the qualifying event may be, so please be sure to consult with your Human Resources Consultant (HRC).
Who can I cover?
You can only provide insurance coverage for anyone legally recognized as a dependent of yours, including spouse, children, step children, and domestic partners. For most dental and vision plans, however, you have the option to pick and choose who you’d like to cover. For example, if you and your son were the only ones in your family with vision needs, you may just want to enroll you and your son for vision coverage. The only stipulation is that you, the employee, must always have coverage – but you can then decide who the “plus 1 dependent” should be if it doesn’t make sense to pay for coverage for the entire family.